Business Financing · Service 12
Explore business financing arrangements that may consider eligible merchant activity and trading history.
Who this may suit · Businesses
Merchants and retailers with card sales or merchant activity.
Key considerations
General points to consider. Actual features and terms are set by each provider.
Sales history
Lenders may review card-terminal settlement history and volume.
Repayment method
Some structures repay from future card settlements.
Not a payment service
This is financing, separate from payment acceptance.
How we may assist
- 1
Enquire
Share what you're looking for with merchant & pos loans. No documents are needed at this stage. - 2
Clarify
We explain the typical information involved and answer your questions. - 3
Support
Where an authorised arrangement exists, we assist with the application to the provider. - 4
Decision
The provider alone decides on approval, pricing and terms.
Preparation
- POS settlement statements
- Trade licence
- Company bank statements
- Owner identification
This is general guidance. The exact list depends on the provider and product. Please don't send documents through this website.
Questions
Structures vary. Some deduct from card settlements, others use fixed instalments.
Some lenders require it. Requirements vary.
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Important to know
Merchant finance is a lending product, distinct from Merchant POS / Payment Solutions. All financing and account applications are subject to the relevant provider's policies and approval.
Related
An enquiry is not a credit approval, quote, contractual commitment or bank application.
Your details are used only to respond to your enquiry, as described in our Privacy Notice. Marketing contact is always a separate, optional choice.