Personal Banking
Understand credit cards, personal borrowing and consolidation options before you speak to a provider.
3 services
Example journey
- 1
Share your needs
Tell us which personal banking service interests you and what you'd like help with. - 2
Review documents
We outline the information providers commonly request, before anything is submitted. - 3
Talk it through
A representative explains options and next steps, and assists with an application where authorised. - 4
Provider decides
The financial institution assesses your application and confirms any terms independently.
All financing and account applications are subject to the relevant provider's policies and approval.
Preparation
- Emirates ID and passport
- Recent salary certificate or proof of income
- Recent bank statements
- Details of existing obligations, where relevant
This is general guidance. The exact list depends on the provider and product. Please don't send documents through this website.
Questions
That depends on the lender's policy, your income and your existing obligations. Only the lender can confirm it.
Not necessarily. It may change how you repay, and the total cost can increase.
Many do, and some waive them under conditions. The provider's key facts statement sets out the actual fees.
Tell us what you're looking for, and we'll help clarify the available next steps.
Your details are used only to respond to your enquiry, as described in our Privacy Notice. Marketing contact is always a separate, optional choice.