Property Financing · Service 17

Explore financing for office, retail or commercial property, for business use or investment.

Who this may suit · Individuals
Businesses and investors financing eligible commercial property.

Key considerations

General points to consider. Actual features and terms are set by each provider.

Property use

Owner-occupied and rental properties are assessed differently.

Rental profile

Tenancy and rental income can inform the lender's view.

Company documentation

Corporate borrowers need constitutional and financial documents.

How we may assist

  1. 1

    Enquire

    Share what you're looking for with commercial property mortgages. No documents are needed at this stage.
  2. 2

    Clarify

    We explain the typical information involved and answer your questions.
  3. 3

    Support

    Where an authorised arrangement exists, we assist with the application to the provider.
  4. 4

    Decision

    The provider alone decides on approval, pricing and terms.

Preparation

  • Property details and valuation
  • Tenancy agreements, if leased
  • Company financials
  • Trade licence and ownership documents
This is general guidance. The exact list depends on the provider and product. Please don't send documents through this website.

Questions

Yes, subject to the lender's requirements.

Lenders may consider it in their assessment.

Often, but it depends on the lender.
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Important to know

Commercial property lending terms differ from residential and are set by the lender. All financing and account applications are subject to the relevant provider's policies and approval.

An enquiry is not a credit approval, quote, contractual commitment or bank application.
Your details are used only to respond to your enquiry, as described in our Privacy Notice. Marketing contact is always a separate, optional choice.