Property Financing · Service 16
Understand staged financing for building a home, from permits to drawdowns.
Who this may suit · Individuals
Eligible property owners and builders planning a home construction project.
Key considerations
General points to consider. Actual features and terms are set by each provider.
Land and title
Ownership of the plot and title documents are typically required.
Staged drawdowns
Funds are often released in stages as construction progresses.
Project cost
Lenders review contractor quotations and the construction plan.
How we may assist
- 1
Enquire
Share what you're looking for with home construction financing. No documents are needed at this stage. - 2
Clarify
We explain the typical information involved and answer your questions. - 3
Support
Where an authorised arrangement exists, we assist with the application to the provider. - 4
Decision
The provider alone decides on approval, pricing and terms.
Preparation
- Title deed or plot allocation
- Building permits
- Contractor agreement and BOQ
- Proof of income
This is general guidance. The exact list depends on the provider and product. Please don't send documents through this website.
Questions
Lenders may require one.
This depends on the lender and the case.
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Important to know
Construction finance is case-specific and subject to lender appetite. All financing and account applications are subject to the relevant provider's policies and approval.
Related
An enquiry is not a credit approval, quote, contractual commitment or bank application.
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