Property Financing · Service 15
Consider moving or restructuring an existing mortgage, with a full view of costs.
Who this may suit · Individuals
Existing mortgage borrowers considering a new facility or a buyout.
Key considerations
General points to consider. Actual features and terms are set by each provider.
Current balance and lender
Know your outstanding amount and existing terms.
Settlement fees
Early settlement and transfer fees affect the overall saving.
Overall cost comparison
Compare total cost over the remaining term, not just the rate.
How we may assist
- 1
Enquire
Share what you're looking for with mortgage refinancing. No documents are needed at this stage. - 2
Clarify
We explain the typical information involved and answer your questions. - 3
Support
Where an authorised arrangement exists, we assist with the application to the provider. - 4
Decision
The provider alone decides on approval, pricing and terms.
Preparation
- Current mortgage statement
- Liability letter
- Title deed
- Proof of income
This is general guidance. The exact list depends on the provider and product. Please don't send documents through this website.
Questions
Usually yes.
Some lenders allow it. See Property Equity Release.
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Important to know
A lower rate does not always mean a lower total cost once fees are included. All financing and account applications are subject to the relevant provider's policies and approval.
Related
An enquiry is not a credit approval, quote, contractual commitment or bank application.
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