Property Financing · Service 18
Explore whether an existing property could support financing, and the costs involved.
Who this may suit · Individuals
Property owners exploring whether owned property can support financing.
Key considerations
General points to consider. Actual features and terms are set by each provider.
Equity and encumbrances
Available equity depends on value and any existing mortgage.
Valuation
An independent valuation determines what may be considered.
Risk to the property
Borrowing against property puts it at risk if repayments are missed.
How we may assist
- 1
Enquire
Share what you're looking for with property equity release. No documents are needed at this stage. - 2
Clarify
We explain the typical information involved and answer your questions. - 3
Support
Where an authorised arrangement exists, we assist with the application to the provider. - 4
Decision
The provider alone decides on approval, pricing and terms.
Preparation
- Title deed
- Existing mortgage statement, if any
- Proof of income
- Identification
This is general guidance. The exact list depends on the provider and product. Please don't send documents through this website.
Questions
Yes. Secured borrowing means the property can be at risk if you don't keep up repayments.
Lenders may restrict purpose.
i
Important to know
Eligibility and legal structures are highly provider- and case-specific. This is not available to everyone. All financing and account applications are subject to the relevant provider's policies and approval.
Related
An enquiry is not a credit approval, quote, contractual commitment or bank application.
Your details are used only to respond to your enquiry, as described in our Privacy Notice. Marketing contact is always a separate, optional choice.